Pocketwise — Your money, explained kindly

Where a $4,000 paycheck goes

A typical take-home budget for a two-person household, in percent.

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Our pick

Savings accounts, compared

Account
Big-bank savingsBranch on every corner0.01%APY
Our pickOnline high-yieldNo fees, no minimum4.10%APY
Credit unionMember-owned2.50%APY
Monthly fee Up to $5 None None
Minimum balance $300 $0 $5
FDIC/NCUA insured
Mobile check deposit
ATM access Partial
Interest on $10,000 a year $1 $410 $250
Big-bank savingsBranch on every corner0.01%APY
  • Monthly feeUp to $5
  • Minimum balance$300
  • FDIC/NCUA insured
  • Mobile check deposit
  • ATM access
  • Interest on $10,000 a year$1
Our pickOnline high-yieldNo fees, no minimum4.10%APY
  • Monthly feeNone
  • Minimum balance$0
  • FDIC/NCUA insured
  • Mobile check deposit
  • ATM accessPartial
  • Interest on $10,000 a year$410
Credit unionMember-owned2.50%APY
  • Monthly feeNone
  • Minimum balance$5
  • FDIC/NCUA insured
  • Mobile check deposit
  • ATM access
  • Interest on $10,000 a year$250

Compiled by our reviews desk from published rates and our own tests.

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