
Inside the Plan to Turn Empty Downtown Offices Into 1,200 Apartments
Developers say converting three towers will take four years. Neighbors want to know who will be able to…

Developers say converting three towers will take four years. Neighbors want to know who will be able to…





The benchmark index finished at an all-time high on Thursday, helped by steady earnings and cooling inflation data,…

What stocks, bonds and funds are — in plain English.

Low cost, broad and boring — in a good way.
Thousands of dollars, this fall vs. a year ago.

Studio Halden Rowe kept every rock on the site — and built the house over them.





Live music, a used-book sale and readings by local authors — plus the story of how the shop survived.

The 9–3 vote clears the way for apartments, a public plaza and a lakeside path extension.

School budget, a parks bond and two council races — everything you need before you vote.

Volunteers and a local clockmaker spent two winters restoring the downtown landmark.
Many first-time buyers put down 3 to 10 percent, not 20. A smaller down payment usually means mortgage insurance until you reach 20 percent equity.
Lender fees, title insurance, appraisal, taxes and prepaid items — usually 2 to 3 percent of the price. Some can be negotiated.
No. Run the honest math: buying wins only if you stay long enough to cover the costs of buying and selling.
Principal and interest, plus — usually — property taxes, homeowners insurance and mortgage insurance held in escrow.
| Cost ⇅ | Amount | Note |
|---|---|---|
| Down payment (10%) | $32,000 | On a $320,000 starter home |
| Closing costs | $6,400–$9,600 | 2–3 percent of the price |
| Monthly mortgage (6.1%) | $1,745 | Principal and interest only |
| Taxes + insurance | $420 a month | Varies widely by county |
| Emergency repairs | 1% a year | Set it aside from day one |
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